Independent retailers manage a lot every day, from inventory and customer service to invoices and vendor relationships. Payments move quickly, and convenience often becomes part of the routine. Unfortunately, scammers know this and frequently target small businesses with payment fraud schemes.
Mother’s Day is one of the most significant retail moments of the year, and the numbers demonstrate it continues to increase in importance. According to the National Retail Federation, 84% of U.S. adults are expected to celebrate Mother’s Day. In 2025, shoppers spent an average of $259.04 on gifts and celebrations.